National Flood Insurance
The top occurring natural disaster according to the Federal Emergency Management Agency (FEMA) is flooding. The flood insurance professionals at National Flood Insurance, LLC, specialize in providing flood insurance policies to many residents and business owners of the United States.
National Flood Insurance's aim is to educate United States residents and business owners about the basics of flood insurance and to address many of the standing misconceptions. These misconceptions include:
Flood damage is covered by homeowners insurance policies
Unfortunately, flood insurance is by and large not covered under homeowners insurance policies. This fact will typically be noted on the first page of a homeowners insurance policy.
Flood insurance coverage is too expensive to obtain
Flood insurance coverage is generally preferable in terms of cost to the expense of having to repair flood damage with personal funds. In fact, homes and businesses in FEMA-determined Preferred Risk Zones can obtain coverage for as little as $129 per year.
Homes and businesses located in an area with no local water source are not prone to flooding
A nearby water source is not a good indicator for a predisposition of flooding. The simple truth is that wherever rain or snow falls, flooding can happen. All areas in the United States have been designated as flood zones. The only difference is in the level of risk.
National Flood Insurance, LLC, employs flood insurance specialists who are up-to-date about National Flood Insurance Program (NFIP) legislation and who are knowledgeable about flood insurance. National Flood Insurance, LLC, directly represents FEMA and all flood insurance policies are administered through the NFIP.
Please call 1-888-900-0404 to speak with a flood insurance specialist about the availability of flood insurance coverage in your state. Initial consultations are complimentary and include a flood zone determination, a flood insurance quote, and answers to questions you may have. Safeguarding your valuable material assets is important, so please don't delay!